After many years of operation, Sacombank has risen to the top of Vietnam's joint-stock commercial banks in terms of growth rate, achieving over 50% per year. With a nationwide network, Sacombank aims to be present in all provinces and cities across the country by 2010, with around 350 transaction points and plans to expand internationally. Sacombank's strategy is to develop into a leading retail, modern, and multifunctional bank in Vietnam.